My First Texas Home
“My First Texas Home” program is administered by Texas Department of Housing and Community Affairs (TDHCA)
My First Texas Home Benefits
- Available across all of Texas
- 30 year, 0% second lien
- 3 years forgivable second lien
- Can be combined with Mortgage Credit Certificate (MCC) program
- Flexible down payment and closing cost assistance up to 5% of loan
My First Home Requirements
- Must be a first time home buyer or veteran
- Minimum credit score of 620
- Meet income limits
- Meet property value limits
Fill out the form to get more information.