There are a number of different types of home loans available to you, and it can pay to familiarize yourself with them. Luckily we're here to help you choose the best type of home loan for your needs.
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The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan's lifetime.
Adjustable-rate mortgages include interest payments which shift during the loan's term, depending on current market conditions. Typically, these loans carry a fixed-i...
Interest only mortgages are home loans in which borrowers make monthly payments solely toward the interest accruing on the loan, rather than the principle, for a specif...
Graduated Payment Mortgages are loans in which mortgage payments increase annually for a predetermined period of time (e.g. five or ten years) and...
A conventional loan is a type of loan that is not insured by the government. Conventional loans offer more flexibility and fewer restrictions for borrowers, especially those borrowers with good credit and steady income.
FHA home loans are mortgages which are insured by the Federal Housing Administration (FHA), allowing borrowers to get low mortgage rates with a minimal down payment.
VA loans are mortgages guaranteed by the Department of Veteran Affairs. These loans offer military veterans exceptional benefits, including low interest rates and no ...
Home buyers can purchase properties
Home Financing for those with individual tax identification numbers.
Get up to $23,800 in Downpayment assistance when purchasing a home in Harris County!
Get up to $12,600 in Downpayment assistance when purchasing a home in Montgomery County!
Get up to $23,800 in Downpayment assistance when purchasing a home in Harris County!
Finance your entire down payment on you FHA Home Loan.
Designed to help Texans who serve their communities get the money and support they need to buy a home.
Down payment assistance program to help low and moderate income Texas home buyers become homeowners.
The MCC program lowers your federal income tax every year that you live in your home.