My Choice Texas Home Program

My Choice Texas Home" program is administered by Texas Department of Housing and Community Affairs (TDHCA). It offers Flexible down payment assistance and closing cost to home buyers across Texas.


My Choice Texas Home Program Benefits
  • Up to 5% assistance towards your downpayment and closing costs
  • 0% Interest
  • Available to buyers across Texas
  • You do not have to be a first time home buyer
  • Available for 30 year fixed rate loans FHA, VA, USDA, FNMA, HFA Preferred, FHLMC HFA Advantage

My Choice Texas Home Program Requirements

  • Property must be the borrowers primary residence
  • Minimum Credit Score of 620
  • Meet income limits
  • Meet property value limits
  • Must complete homebuyer educational course 

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