Mortgage Credit Certificate (MCC)

The Texas State Affordabe Housing Corporatation (TSAHC) offers a mortgage interest tax credit that reduces the amount of federal income tax you pay every year. It is for first time home buyers who are eligible for TSAHC's Down Payment Assistance programs, as funds are available.

MCC Benefits

Reduce your federal income tax liability every year
Save thousands of dollars over the life of your mortgage loan
Can be used with TSAHC's Down Payment Assistance
FREE for teachers, fire fighters, EMS personel, police, correctional officers, and veterans also using TSAHC's Down Payment Assistance
Available across Texas

TSAHC also has down payment assistance programs, Home Sweet Texas and Homes for Texas Heroes that can be used in combination with the Mortgage Credit Certificate.

Fill out the form to get more information.