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City of Bryan Home Buyer Assistance


The City of Bryan Down Payment Assistance Program offers financial assistance to those purchasing a home in Bryan, TX. This program is intended to help home buyers with income below the average median. Home buyers down payment and closing costs are awarded on an individual basis, so the awarded amount varies but generally ranges between $3,500 to $14,000.

City of Bryan Down Payment Assistance Program Requirements

  • Participant must be a First Time Home Buyer or not owned within the last 3 years.
  • All household members must provide proof of citizenship or qualified legal resident alien status.
  • Applicants must attend housing counseling provided by a HUD-approved Housing Counseling Agency.
  • The buyer must invest a minimum of $1,000 (including earnest money) in the transaction. Additional savings are highly encouraged for post-purchase reserves.
  • Applicants must be current on income taxes, student loans, and child support payments, with no previous foreclosure in the past 5 years.
  • Applicants must be employed for at least six (6) months and self-employed applicants for at least two (2) years.
  • No delinquent BTU utility accounts or the City of Bryan loans, unpaid citations, or fines.
  • Typically requires a 640 Credit Score
  • Owner occupancy for a minimum of 5 years

Below 80% area media Income (AMI) Household Current Income Limits

Property Requirements

  • The maximum purchase price as of Sept. 1, 2024, will be $261,000 for existing homes, and $273,000 for new homes.
  • The property must be a single-family detached home or condominium within the city limits of the City of Bryan (not a manufactured or modular home).
  • The subject property must meet all applicable program eligibility guidelines, including: environmental review, code compliance, wood destroying insect inspection, property inspection, survey, appraisal, and inspection by Community Development Department staff.
  • The property may not be located in the 100 year flood plain (unless flood insurance is obtained).
  • Homes constructed prior to 1978 are eligible if, upon inspection, there are no areas of deteriorated paint inside or out. If there are family members age 6 or under, the home must undergo Lead Based Paint testing and remediation, if found.
  • Properties must be vacant or owner-occupied. Properties occupied by a tenant as of the date of the purchase contract are ineligible (unless the buyer is the current tenant).

    • If you would like additional information about this home buying program or available homes, fill out the contact form.